Ag Real Estate, Livestock and Equipment, and Operating Loans
Ag Loan Types
Mountain Valley Bank know the business of financing agri-businesses and agri-producers, and we’re here to help you!
For additional information, contact us today.
Mountain Valley Bank will provide credit support to the farming communities in the region, especially to farming and cattle feeding enterprises. Funds advanced shall be for the purpose of seed, fertilizer, chemicals, fuels, labor, and other normal farming expenses and for the livestock and other normal livestock expenses. Disbursements should be compared to the farmer’s budget based upon historical expenses and future projections of the farm enterprise.
The majority of agricultural lending provided by our Ag Lenders is on a direct basis. However, Mountain Valley Bank may obtain FSA (Farm Service Agency) guaranteed or subordinated loans to qualified enterprises. All loans will be properly secured and will need to meet certain loan approval guidelines.
For additional information contact any of our Ag Lenders.
Annual loans to agricultural producers for the purchase of crop inputs, livestock feed, or short-term livestock. Loans are renewed annually.
Loans are renewed annually.
GET THE MORTGAGE LOANS YOU NEED.
GET THE MORTGAGE LOANS YOU NEED.
Ag Real Estate Loans
Mountain Valley Bank will provide credit support to the farming community in all areas that we serve for the purpose of owning farm real estate. Real Estate loans should be financed with a first Deed of Trust on the financed real estate. Loans will need to meet certain loan approval guidelines for the advance rate, length of amortization, and interest rate.
Other under-writing criteria may also be required. Mountain Valley Bank will normally provide direct loan to the farm enterprise. However, Mountain Valley Bank may also obtain an FSA (Farm Service Agency) Farm Ownership guaranty or some other real estate loan program offered by FSA.
For the purchase of agricultural land and/or facilities.
Loans can be amortized for up to 20 years.
Breeding Livestock & Equipment Loans
Mountain Valley Bank will provide support to the farming communities in the market we serve for the purchase of breeding livestock and equipment purchases. Funds will be advanced for the initial purchase and repaid on a semi-annual or annual basis for a period of up to five years, depending upon established guidelines.
Mountain Valley Bank provides the funds on a direct basis; however, when appropriate will utilize an FSA (Farm Service Agency) guaranty. All loans will need to meet certain loan approval guidelines.
Loans to agriculture producers for intermediate asset purchases.
Loans can be amortized for up to 5 years
* All loans subject to approval. Certain restrictions may apply.
Steamboat Springs Curve Plaza - 970-870-6550
Steamboat Spring Wildhorse - 970-870-9990
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088
Effective July 1, 2020 our Funds Availability policy will be changed to the following: We are increasing the amount we make immediately available for withdrawal by checks not subject to same day availability from $200 to $225. In addition, the amount available for withdrawal on the second business day after the day of your deposit for large deposits, will increase from $5,000 to $5,525.