Agricultural Loans

Ag Real Estate, Livestock and Equipment, and Operating Loans

Ag Loan Types

Mountain Valley Bank know the business of financing agri-businesses and agri-producers, and we’re here to help you!

For additional information, contact us today.

Operating Loans

Mountain Valley Bank will provide credit support to the farming communities in the region, especially to farming and cattle feeding enterprises. Funds advanced shall be for the purpose of seed, fertilizer, chemicals, fuels, labor, and other normal farming expenses and for the livestock and other normal livestock expenses. Disbursements should be compared to the farmer’s budget based upon historical expenses and future projections of the farm enterprise.

The majority of agricultural lending provided by our Ag Lenders is on a direct basis. However, Mountain Valley Bank may obtain FSA (Farm Service Agency) guaranteed or subordinated loans to qualified enterprises. All loans will be properly secured and will need to meet certain loan approval guidelines.

For additional information contact any of our Ag Lenders.

  • Annual loans to agricultural producers for the purchase of crop inputs, livestock feed, or short-term livestock. Loans are renewed annually.
  • Loans are renewed annually.

GET THE MORTGAGE LOANS YOU NEED.

GET THE MORTGAGE LOANS YOU NEED.

Ag Real Estate Loans

Mountain Valley Bank will provide credit support to the farming community in all areas that we serve for the purpose of owning farm real estate. Real Estate loans should be financed with a first Deed of Trust on the financed real estate. Loans will need to meet certain loan approval guidelines for the advance rate, length of amortization, and interest rate.

Other under-writing criteria may also be required. Mountain Valley Bank will normally provide direct loan to the farm enterprise. However, Mountain Valley Bank may also obtain an FSA (Farm Service Agency) Farm Ownership guaranty or some other real estate loan program offered by FSA.

  • For the purchase of agricultural land and/or facilities.
  • Loans can be amortized for up to 20 years.

Breeding Livestock & Equipment Loans

Mountain Valley Bank will provide support to the farming communities in the market we serve for the purchase of breeding livestock and equipment purchases. Funds will be advanced for the initial purchase and repaid on a semi-annual or annual basis for a period of up to five years, depending upon established guidelines.

Mountain Valley Bank provides the funds on a direct basis; however, when appropriate will utilize an FSA (Farm Service Agency) guaranty. All loans will need to meet certain loan approval guidelines.

  • Loans to agriculture producers for intermediate asset purchases.
  • Loans can be amortized for up to 5 years

* All loans subject to approval. Certain restrictions may apply.

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

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Happy Veterans Day to all of the brave men and women who served our country. We thank you for your dedication and sacrifice. ... See MoreSee Less

5 days ago

Happy Veterans Day to all of the brave men and women who served our country. We thank you for your dedication and sacrifice.

As a reminder, we will be closed on Monday, November 12th in honor of Veterans Day. ... See MoreSee Less

7 days ago

As a reminder, we will be closed on Monday, November 12th in honor of Veterans Day.

This year our Seasons of Giving program donated a combined $150,000 to 44 non-profits and helped touch hundreds of lives. Thank you to all of our local non-profits who make a difference.
To learn more about the Seasons of Giving program or to apply for 2019 funding, visit www.bankmvb.com/giving/
... See MoreSee Less

1 week ago

This year our Seasons of Giving program donated a combined $150,000 to 44 non-profits and helped touch hundreds of lives. Thank you to all of our local non-profits who make a difference.To learn more about the Seasons of Giving program or to apply for 2019 funding, visit https://www.bankmvb.com/giving/

 

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Christy Doyon maybe for CASA in Rio?

You are to be complimented. Good job. ch

Love ya bank!!

Happy Halloween from all of us at Mountain Valley Bank! ... See MoreSee Less

2 weeks ago

Happy Halloween from all of us at Mountain Valley Bank!Image attachment

 

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Love my bank!

Mark your calendars for the next Yampa Valley Sustainability Council free local Green Building Workshop "How to Build or Remodel for ZERO Energy Homes" on November 14th. We are proud to be a sponsor! See flyer for more details. ... See MoreSee Less

3 weeks ago

Mark your calendars for the next Yampa Valley Sustainability Council free local Green Building Workshop How to Build or Remodel for ZERO Energy Homes on November 14th. We are proud to be a sponsor! See flyer for more details.

Thanks to everyone that joined us for Customer Appreciation Day last week at our Walden location. We had a blast seeing lots of our favorite customers! ... See MoreSee Less

3 weeks ago

Come and join us for Digital Day in Meeker from 10-2 today!!! Let our eBanking experts give you a demo of our digital banking products and we will give you a Mountain Valley Bank pop socket. See you today in Meeker 10-2! ... See MoreSee Less

3 weeks ago

Come and join us for Digital Day in Meeker from 10-2 today!!!  Let our eBanking experts give you a demo of our digital banking products and we will give you a Mountain Valley Bank pop socket. See you today in Meeker 10-2!

 

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Very nice picture

Just a reminder to stop by Mountain Valley Bank in Meeker this Friday, October 26th for Digital Day! We will have eBanking experts demonstrating LIVE demonstrations of the mvbank2go mobile app, My Mobile Money and More! ... See MoreSee Less

3 weeks ago

Just a reminder to stop by Mountain Valley Bank in Meeker this Friday, October 26th for Digital Day! We will have eBanking experts demonstrating LIVE demonstrations of the mvbank2go mobile app, My Mobile Money and More!

It is never easy losing a loved one. All of us at Mountain Valley Bank in Hayden want to extend our hearts and thoughts to those who have lost loved ones over the last month. Shirts were made with a logo created by Hayden community member Leslie Hockaday to support the children that have lost their parent. Our community is strong, supportive and will come together during this difficult time. ... See MoreSee Less

1 month ago

It is never easy losing a loved one. All of us at Mountain Valley Bank in Hayden want to extend our hearts and thoughts to those who have lost loved ones over the last month. Shirts were made with a logo created by Hayden community member Leslie Hockaday to support the children that have lost their parent. Our community is strong, supportive and will come together during this difficult time.

 

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Love these gals!!

Good picture ladies

A huge shout out to ALL you ladys for what you have done . So amazing.

Love the logo Leslie and love these wonderful ladies . Thanks for all that you do for our community ❤️

Most credit to Tammi Girton Engle! She headed this project off 🙂

I love those shirts. Is it possible to purchase one??

Love will show us the way!

Thanks for you all and what you do.

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Commitment, budgeting and smart financial choices - great advice from those who struggled and triumphed over debt. Read more at bankmvb.com/how-i-ditched-debt-changing-habits-budgeting-for-a-baby/ ... See MoreSee Less

1 month ago

Commitment, budgeting and smart financial choices - great advice from those who struggled and triumphed over debt. Read more at https://bankmvb.com/how-i-ditched-debt-changing-habits-budgeting-for-a-baby/

As a reminder, all Mountain Valley Bank locations will be closed on Monday, October 8th in honor of Columbus Day. ... See MoreSee Less

1 month ago

As a reminder, all Mountain Valley Bank locations will be closed on Monday, October 8th in honor of Columbus Day.

October is breast cancer awareness month. The Mountain Valley Bank - Steamboat team is doing their part by raising awareness every Wednesday in October with Pink cookies, pink mints, message boards and of course - wearing our PINK!
All to support women in Routt and Moffatt Counties; those in treatment, the survivors and their families.
Please stop by and support the cause.
... See MoreSee Less

1 month ago

October is breast cancer awareness month.  The Mountain Valley Bank - Steamboat team is doing their part by raising awareness every Wednesday in October with Pink cookies, pink mints, message boards and of course - wearing our PINK!All to support women in Routt and Moffatt Counties; those in treatment, the survivors and their families.Please stop by and support the cause.

WREA is proud to sponsor Meeker's Fall Festival. It was a fun day that raised $$ for so many of Meeker's amazing groups. Congratulations to this year's WREA Fall Festival Community Grant Winners; The Meeker Education Foundation, The Meeker Chamber of Commerce, MACC and Meals on Wheels. And to the Buckaroo Grant Winners the RBC Historical Society, 4H Foundation, Girls Scouts & the RBC Livestock Judging. ... See MoreSee Less

1 month ago

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1 month ago

Our Fall Festival at Town Park in Meeker is full of fun, food and games! Remember to stop by our tent for $5 worth of MVB tokens! The event is from 11am to 2 pm and we hope to see you there! ... See MoreSee Less

2 months ago

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