Agricultural Loans

Ag Real Estate, Livestock and Equipment, and Operating Loans

Ag Loan Types

Mountain Valley Bank know the business of financing agri-businesses and agri-producers, and we’re here to help you!

For additional information, contact us today.

Operating Loans

Mountain Valley Bank will provide credit support to the farming communities in the region, especially to farming and cattle feeding enterprises. Funds advanced shall be for the purpose of seed, fertilizer, chemicals, fuels, labor, and other normal farming expenses and for the livestock and other normal livestock expenses. Disbursements should be compared to the farmer’s budget based upon historical expenses and future projections of the farm enterprise.

The majority of agricultural lending provided by our Ag Lenders is on a direct basis. However, Mountain Valley Bank may obtain FSA (Farm Service Agency) guaranteed or subordinated loans to qualified enterprises. All loans will be properly secured and will need to meet certain loan approval guidelines.

For additional information contact any of our Ag Lenders.

  • Annual loans to agricultural producers for the purchase of crop inputs, livestock feed, or short-term livestock. Loans are renewed annually.
  • Loans are renewed annually.

GET THE MORTGAGE LOANS YOU NEED.

GET THE MORTGAGE LOANS YOU NEED.

Ag Real Estate Loans

Mountain Valley Bank will provide credit support to the farming community in all areas that we serve for the purpose of owning farm real estate. Real Estate loans should be financed with a first Deed of Trust on the financed real estate. Loans will need to meet certain loan approval guidelines for the advance rate, length of amortization, and interest rate.

Other under-writing criteria may also be required. Mountain Valley Bank will normally provide direct loan to the farm enterprise. However, Mountain Valley Bank may also obtain an FSA (Farm Service Agency) Farm Ownership guaranty or some other real estate loan program offered by FSA.

  • For the purchase of agricultural land and/or facilities.
  • Loans can be amortized for up to 20 years.

Breeding Livestock & Equipment Loans

Mountain Valley Bank will provide support to the farming communities in the market we serve for the purchase of breeding livestock and equipment purchases. Funds will be advanced for the initial purchase and repaid on a semi-annual or annual basis for a period of up to five years, depending upon established guidelines.

Mountain Valley Bank provides the funds on a direct basis; however, when appropriate will utilize an FSA (Farm Service Agency) guaranty. All loans will need to meet certain loan approval guidelines.

  • Loans to agriculture producers for intermediate asset purchases.
  • Loans can be amortized for up to 5 years

* All loans subject to approval. Certain restrictions may apply.

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550 Meeker - 970-878-0103 Walden - 970-723-8221 Hayden - 970-276-9099 24hr Telebanking - 877-275-2088

FOLLOW US

Sandy our Mascot was out and about in Steamboat - making friends and getting some help at the drive thru at Mountain Valley Bank (one of our GOLD sponsors for the 2018 Festival!) ... See MoreSee Less

2 days ago

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Thanks to everyone who visited our new location in Steamboat Springs yesterday. Our Open House was a success because of all the great community support and the hard work of our associates! ... See MoreSee Less

2 days ago

Just a reminder to stop by and help us celebrate our new location in Steamboat Springs, CO from 1-5 p.m.! We hope to see everyone there! ... See MoreSee Less

4 days ago

Just a reminder to stop by and help us celebrate our new location in Steamboat Springs, CO from 1-5 p.m.! We hope to see everyone there!

Stop by Mountain Valley Bank in Hayden, CO for a FREE Community Breakfast from 7 a.m. to 9 a.m. on Saturday, July 14th! Breakfast burritos will be on the menu so be sure to stop by and pick one up! ... See MoreSee Less

4 days ago

Stop by Mountain Valley Bank in Hayden, CO for a FREE Community Breakfast from 7 a.m. to 9 a.m. on Saturday, July 14th! Breakfast burritos will be on the menu so be sure to stop by and pick one up!

Whether you want to come into the bank or check your account online, we have the banking options to fit your lifestyle! Talk to a Personal Banker for more information! ... See MoreSee Less

4 days ago

Whether you want to come into the bank or check your account online, we have the banking options to fit your lifestyle! Talk to a Personal Banker for more information!

From all of us at Mountain Valley Bank, have a happy and safe 4th of July! Pictured (left to right, back to front) are MVB Hayden associates Jeannie Wixson, Mandy Deckler, Ruby Wertenberger, Sherry Dunckley, Barbara Bessette, Jackie Hayes, Alena Velasquez, Thalia Carbajal and Shannon Gore. ... See MoreSee Less

2 weeks ago

From all of us at Mountain Valley Bank, have a happy and safe 4th of July! Pictured (left to right, back to front) are MVB Hayden associates Jeannie Wixson, Mandy Deckler, Ruby Wertenberger, Sherry Dunckley, Barbara Bessette, Jackie Hayes, Alena Velasquez, Thalia Carbajal and Shannon Gore.

 

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Looking good ladies!

Hello to my buddies! Will see you all later this month!

You ladies are awesome.. I love coming into the bank to see you all. You girls always make me laugh..

As a reminder, Mountain Valley Bank will be closed on Wednesday, July 4th. We will open at our regular time on Thursday, July 5th. ... See MoreSee Less

2 weeks ago

As a reminder, Mountain Valley Bank will be closed on Wednesday, July 4th. We will open at our regular time on Thursday, July 5th.

Stop by Mountain Valley Bank for all of your mortgage needs! ... See MoreSee Less

1 month ago

Stop by Mountain Valley Bank for all of your mortgage needs!

Mountain Valley Bank is proud to support and sponsor great community events like the Meeker Summer Rodeo Series! This is a great way for our town to come together for fun event for the whole family. The 2018 Series kicked off Thursday with MVB's own Paula Amick singing the National Anthem. Great job, Paula! ... See MoreSee Less

1 month ago

To all of the fallen soldiers who defended our freedoms, we salute you. ... See MoreSee Less

2 months ago

To all of the fallen soldiers who defended our freedoms, we salute you.

As a reminder, Mountain Valley Bank will be closed Saturday, May 26th and Monday, May 28th for Memorial Day. ... See MoreSee Less

2 months ago

As a reminder, Mountain Valley Bank will be closed Saturday, May 26th and Monday, May 28th for Memorial Day.
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