Business Loans

Terms designed to meet your business needs

Business Loans

Mountain Valley Bank offers a broad range of financing tools for your business. Term loans, real estate loans, construction loans, lines of credit and letters of credit will be structured to meet your credit requirements for working capital financing, equipment loans, and real estate. Interest rates may be structured on either a floating or fixed basis, with terms designed to meet your business needs.

Loan Types

Term Loans

If your business needs to purchase equipment, automobiles, furnishings or you want to consolidate your business debts, Mountain Valley Bank can help with a business term loan. Our term loans provide your business financing flexibility by offering a variety of payment options, terms, and fixed or variable interest rates.

Real Estate Loans

Our commercial real estate loans offer a variety of flexible financing options for you, such as low down payments and longer amortizations to assist you in purchasing or refinancing commercial real estate. Whether your business plans include occupying the real estate, or you have found an investment opportunity, we have the right terms and conditions to make your dreams a reality.

Construction Loans

Mountain Valley Bank provides construction financing to licensed residential and commercial builders at competitive terms, rates, and conditions. We will work with you to develop a draw schedule and repayment terms that meet your unique needs.

GET THE MORTGAGE LOANS YOU NEED.

GET THE MORTGAGE LOANS YOU NEED.

Lines of Credit

A Mountain Valley Bank Line of Credit is the perfect solution for many of your short term borrowing needs. Whether you need to meet seasonal operating expenses, to complete that large order, provide overdraft protection, or allow you to react to opportunities, a line of credit offers your business the flexibility to operate efficiently.

Our lines of credit offer customized repayment schedules and interest rates that may be structured on either a floating or fixed basis to meet your specific needs.

Letters of Credit

Mountain Valley Bank offers its commercial customers Letters of Credit. Whether you are transacting business with companies where you have not established credit, or are working with governmental agencies, a Mountain Valley Bank Letter of Credit may be the perfect financial solution for your business.

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

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