Business Loans

Terms designed to meet your business needs

Business Loans

Mountain Valley Bank offers a broad range of financing tools for your business. Term loans, real estate loans, construction loans, lines of credit and letters of credit will be structured to meet your credit requirements for working capital financing, equipment loans, and real estate. Interest rates may be structured on either a floating or fixed basis, with terms designed to meet your business needs.

Loan Types

Term Loans

If your business needs to purchase equipment, automobiles, furnishings or you want to consolidate your business debts, Mountain Valley Bank can help with a business term loan. Our term loans provide your business financing flexibility by offering a variety of payment options, terms, and fixed or variable interest rates.

Real Estate Loans

Our commercial real estate loans offer a variety of flexible financing options for you, such as low down payments and longer amortizations to assist you in purchasing or refinancing commercial real estate. Whether your business plans include occupying the real estate, or you have found an investment opportunity, we have the right terms and conditions to make your dreams a reality.

Construction Loans

Mountain Valley Bank provides construction financing to licensed residential and commercial builders at competitive terms, rates, and conditions. We will work with you to develop a draw schedule and repayment terms that meet your unique needs.

GET THE MORTGAGE LOANS YOU NEED.

GET THE MORTGAGE LOANS YOU NEED.

Lines of Credit

A Mountain Valley Bank Line of Credit is the perfect solution for many of your short term borrowing needs. Whether you need to meet seasonal operating expenses, to complete that large order, provide overdraft protection, or allow you to react to opportunities, a line of credit offers your business the flexibility to operate efficiently.

Our lines of credit offer customized repayment schedules and interest rates that may be structured on either a floating or fixed basis to meet your specific needs.

Letters of Credit

Mountain Valley Bank offers its commercial customers Letters of Credit. Whether you are transacting business with companies where you have not established credit, or are working with governmental agencies, a Mountain Valley Bank Letter of Credit may be the perfect financial solution for your business.

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

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Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends. ... See MoreSee Less

9 hours ago

Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends.

 

Comment on Facebook

And this is why I have not changed banks to AZ. What a wonderful gesture Sherry Dunckley!! I love my bank and all my people! What a beautiful tribute to Chad.

Support Meeker's local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker! We'll have a variety of great food, vendors, games, prizes and fun! ... See MoreSee Less

3 days ago

Support Meekers local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker!  Well have a variety of great food, vendors, games, prizes and fun!

The 15th Annual Fall Festival will be held on Saturday, September 29th! As a reminder, non-profit and fundraising groups can reserve a booth today! New for 2018, participants can apply for a community grant by submitting a one-page essay entitled “Community” describing what your organization does to engage and support our community.

The essay deadline is 5 p.m. September 25th. Essay's can be emailed to tzbrown@wrea.org or delivered to Mountain Valley Bank in Meeker or White River Electric Association.
... See MoreSee Less

2 weeks ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend! ... See MoreSee Less

3 weeks ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend!

Thanks to everyone who participated in the 2018 Routt County Fair! We had a blast riding in the Lion’s Club Parade "Backroads and Best Friends" in downtown Hayden on Saturday! A special thanks to Terry Jost and his team who led the way! ... See MoreSee Less

4 weeks ago

Thanks to everyone who participated in the 2018 Routt County Fair! We had a blast riding in the Lion’s Club Parade Backroads and Best Friends in downtown Hayden on Saturday! A special thanks to Terry Jost and his team who led the way!

 

Comment on Facebook

Thank you for participating and your continued support of our fair! We can always count on a Mountain Valley Bank float!

So sorry to miss this opportunity! You know that I would have been in the middle of it all! Such good friends. Almost didn’t recognize Terry without one of those great Western shirts!!

It was so fun! And great to see all of you!😊

MVB Hayden associates showed off their "green thumbs" and won Grand Prize with their "Bank Fairy Garden." Congrats and good job to the other winners and participants during the 2018 Routt County Fair. ... See MoreSee Less

1 month ago

MVB Hayden associates showed off their green thumbs and won Grand  Prize with their Bank Fairy Garden. Congrats and good job to the other winners and participants during the 2018 Routt County Fair.

 

Comment on Facebook

Way to Hayden! Looks amazing!

Good job! It turned out great 😊

Love it!

Great job

Super cute!!!!

Cute!

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Thank you to everyone who attended our Tech Tuesday events this week at our Steamboat Springs and Hayden locations. We had a great time demonstrating some of our online products!
Pictured are MVB Hayden associates (left to right) Thalia Carbajal, Mandy Deckler and Alena Velasquez.
... See MoreSee Less

1 month ago

Thank you to everyone who attended our Tech Tuesday events this week at our Steamboat Springs and Hayden locations. We had a great time demonstrating some of our online products!
Pictured are MVB Hayden associates (left to right) Thalia Carbajal, Mandy Deckler and Alena Velasquez.

 

Comment on Facebook

Thanks! I learned a lot! You guys are the BEST 😊

Mountain Valley Bank was proud to be one of the hosts of the Parade of Homes in Steamboat Springs, Colorado on Saturday, August 11th. This event provides an opportunity to visit illustrious properties located throughout Steamboat Springs and is a fundraiser for the Colorado Group Realty Charitable Foundation.
Pictured is MVB associate Rebecca Gould at the Historic Crawford House in Steamboat.
... See MoreSee Less

1 month ago

Mountain Valley Bank was proud to be one of the hosts of the Parade of Homes in Steamboat Springs, Colorado on Saturday, August 11th. This event provides an opportunity to visit illustrious properties located throughout Steamboat Springs and is a fundraiser for the Colorado Group Realty Charitable Foundation.
Pictured is MVB associate Rebecca Gould at the Historic Crawford House in Steamboat.

At Mountain Valley Bank, we feel that YOU should have control of YOUR account. With the My Mobile Money App, you can turn your debit card off and on with the swipe of a finger! Talk to a Personal Banker for details. ... See MoreSee Less

2 months ago

At Mountain Valley Bank, we feel that YOU should have control of YOUR account. With the My Mobile Money App, you can turn your debit card off and on with the swipe of a finger! Talk to a Personal Banker for details.

EStatements with Mountain Valley Bank are Secure, Free, Simple, Fast and GREEN! Talk to a Personal Banker for more details! ... See MoreSee Less

2 months ago

EStatements with Mountain Valley Bank are Secure, Free, Simple, Fast and GREEN! Talk to a Personal Banker for more details!
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