Savings and Investments

Each qualified deposit is insured up to $250,000

Regular Savings Account

Mountain Valley Bank offers a comprehensive range of savings and investment services designed with your lifestyle in mind. Whatever your investment objective, Mountain Valley Bank has a variety of services to meet your needs. We will be happy to review your situation and recommend a program to help meet your financial objectives.

At Mountain Valley Bank, each qualified deposit is insured up to $250,000 by the FDIC.

Regular Savings Account

N
Available for both consumer and commercial customers
N
Excess activity fee: $0.50 per withdrawal over three per month**
N
Minimum balance of $200.00
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Customers under the age of 18 will not be charged a service charge
N
Monthly service charge of $3.00 for accounts not meeting the low minimum balance
N
Earn interest based on a collected balance*

IRAs****

Traditional IRAs If you are younger than age 70 1/2 for the entire tax year, and have compensation, you are eligible to establish and make an annual tax-year contribution to a traditional IRA.

Roth IRA is an individual retirement account that allows nondeductible contributions but features tax-free withdrawals for certain distribution reasons after a five-year holding period. The term “tax-free” means free from federal income taxes.

Simplified Employee Pension (SEP) IRAsA SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP.No Annual Custodial Fees on IRAs. Fixed IRA CD Rates and Flexible IRA Savings.For more information about Individual Retirement Accounts (IRAs) call any of our Personal Bankers.Your investment is insured up to $250,000 per category of legal ownership by the FDIC.

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GET THE MORTGAGE LOANS YOU NEED.

Accounts

Money Market Account

  • Available for both consumer and commercial customers
  • Minimum balance of $1,000.00
  • $6.00 monthly service charge if account balance is under $1,000.00
  • Checks and deposit slips at no cost
  • Monthly statement provided with images
  • Excess activity fee: $2.50 per withdrawal over 6 per statement period**
  • Earn interest on 5 different tiers based on collected balance*

Health Savings Accounts****

$25 minimum deposit to open.

A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents. Call or see a Platte Valley Bank representative for eligibility and more information.Your investment is insured up to $250,000 per category of legal ownership by the FDIC.

Certificates of Deposit $1,000 minimum deposit to open.

Platte Valley Bank pays competitive rates on CDs.*** Terms are available to meet your needs.Your investment is insured up to $250,000 per category of legal ownership by the FDIC. Call or see a Platte Valley Bank representative for more information.

Raymond James Investment

As independent professional advisors, we can offer you a personalized financial strategy, not a generic investment program. Your individual portfolio will be based on your unique situation, your attitudes, preferences, and goals. It will be designed to account for change, both in the market and in your circumstances, so that it can work with you and for you at every stage of your life.

Our approach to investing is straightforward: we focus on becoming your partner in building the future you desire. As we work together, our advisors will thoroughly explain the investment strategies recommended, so that you’ll be fully comfortable with all aspects of your investment program. Every decision we make will be focused on achieving the results you want. Our mission is to help our clients achieve financial independence through professional advice, sound risk management, quality investment products, and personal, efficient service. Call 1-308-635-7766 to speak to a Raymond James Investment associate.

Securities are offered through Raymond James Financial Services, Inc., member FINRAISIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other financial institution insurance or government agency; are not deposits or obligations of the financial institution; are not guaranteed by the financial institution; and are subject to risks, including the possible loss of principal.

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

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Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends. ... See MoreSee Less

9 hours ago

Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends.

 

Comment on Facebook

And this is why I have not changed banks to AZ. What a wonderful gesture Sherry Dunckley!! I love my bank and all my people! What a beautiful tribute to Chad.

Support Meeker's local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker! We'll have a variety of great food, vendors, games, prizes and fun! ... See MoreSee Less

3 days ago

Support Meekers local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker!  Well have a variety of great food, vendors, games, prizes and fun!

The 15th Annual Fall Festival will be held on Saturday, September 29th! As a reminder, non-profit and fundraising groups can reserve a booth today! New for 2018, participants can apply for a community grant by submitting a one-page essay entitled “Community” describing what your organization does to engage and support our community.

The essay deadline is 5 p.m. September 25th. Essay's can be emailed to tzbrown@wrea.org or delivered to Mountain Valley Bank in Meeker or White River Electric Association.
... See MoreSee Less

2 weeks ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend! ... See MoreSee Less

3 weeks ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend!

Thanks to everyone who participated in the 2018 Routt County Fair! We had a blast riding in the Lion’s Club Parade "Backroads and Best Friends" in downtown Hayden on Saturday! A special thanks to Terry Jost and his team who led the way! ... See MoreSee Less

4 weeks ago

Thanks to everyone who participated in the 2018 Routt County Fair! We had a blast riding in the Lion’s Club Parade Backroads and Best Friends in downtown Hayden on Saturday! A special thanks to Terry Jost and his team who led the way!

 

Comment on Facebook

Thank you for participating and your continued support of our fair! We can always count on a Mountain Valley Bank float!

So sorry to miss this opportunity! You know that I would have been in the middle of it all! Such good friends. Almost didn’t recognize Terry without one of those great Western shirts!!

It was so fun! And great to see all of you!😊

MVB Hayden associates showed off their "green thumbs" and won Grand Prize with their "Bank Fairy Garden." Congrats and good job to the other winners and participants during the 2018 Routt County Fair. ... See MoreSee Less

1 month ago

MVB Hayden associates showed off their green thumbs and won Grand  Prize with their Bank Fairy Garden. Congrats and good job to the other winners and participants during the 2018 Routt County Fair.

 

Comment on Facebook

Way to Hayden! Looks amazing!

Good job! It turned out great 😊

Love it!

Great job

Super cute!!!!

Cute!

+ View more comments

Thank you to everyone who attended our Tech Tuesday events this week at our Steamboat Springs and Hayden locations. We had a great time demonstrating some of our online products!
Pictured are MVB Hayden associates (left to right) Thalia Carbajal, Mandy Deckler and Alena Velasquez.
... See MoreSee Less

1 month ago

Thank you to everyone who attended our Tech Tuesday events this week at our Steamboat Springs and Hayden locations. We had a great time demonstrating some of our online products!
Pictured are MVB Hayden associates (left to right) Thalia Carbajal, Mandy Deckler and Alena Velasquez.

 

Comment on Facebook

Thanks! I learned a lot! You guys are the BEST 😊

Mountain Valley Bank was proud to be one of the hosts of the Parade of Homes in Steamboat Springs, Colorado on Saturday, August 11th. This event provides an opportunity to visit illustrious properties located throughout Steamboat Springs and is a fundraiser for the Colorado Group Realty Charitable Foundation.
Pictured is MVB associate Rebecca Gould at the Historic Crawford House in Steamboat.
... See MoreSee Less

1 month ago

Mountain Valley Bank was proud to be one of the hosts of the Parade of Homes in Steamboat Springs, Colorado on Saturday, August 11th. This event provides an opportunity to visit illustrious properties located throughout Steamboat Springs and is a fundraiser for the Colorado Group Realty Charitable Foundation.
Pictured is MVB associate Rebecca Gould at the Historic Crawford House in Steamboat.

At Mountain Valley Bank, we feel that YOU should have control of YOUR account. With the My Mobile Money App, you can turn your debit card off and on with the swipe of a finger! Talk to a Personal Banker for details. ... See MoreSee Less

2 months ago

At Mountain Valley Bank, we feel that YOU should have control of YOUR account. With the My Mobile Money App, you can turn your debit card off and on with the swipe of a finger! Talk to a Personal Banker for details.

EStatements with Mountain Valley Bank are Secure, Free, Simple, Fast and GREEN! Talk to a Personal Banker for more details! ... See MoreSee Less

2 months ago

EStatements with Mountain Valley Bank are Secure, Free, Simple, Fast and GREEN! Talk to a Personal Banker for more details!
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 *The “collected balance” on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds which have been collected by us.

**During any statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or institution computer transfer, or by check, draft debit card or similar order to a third party. If you exceed the transfer limitation set forth in any statement period, your account will be subject to closure by the institution.

***Penalty for early withdrawal on CDs.

****Eligibility and transactions limited to IRS regulations

Securities offered through
RAYMOND JAMES
FINANCIAL SERVICES, INC.
Member FINRA / SIPC

NOT FDIC Insured
NOT GUARANTEED by the bank
Subject to risk and may lose value
Not a deposit
Not insured by any government agency
Raymond James is not affiliated with the financial institution or the investment center”