Savings and Investments

Each qualified deposit is insured up to $250,000

Regular Savings Account

Mountain Valley Bank offers a comprehensive range of savings and investment services designed with your lifestyle in mind. Whatever your investment objective, Mountain Valley Bank has a variety of services to meet your needs. We will be happy to review your situation and recommend a program to help meet your financial objectives.

At Mountain Valley Bank, each qualified deposit is insured up to $250,000 by the FDIC.

Regular Savings Account

N

Available for both consumer and commercial customers

N

Excess activity fee: $1.00 per withdrawal over six (6) per month**

N

Minimum balance of $200.00

N

Customers under the age of 18 will not be charged a service charge

N

Monthly service charge of $3.00 if account balance falls below minimum requirement.

N

Earn interest based on a collected balance*

IRAs****

Traditional IRAs If you are younger than age 70 1/2 for the entire tax year, and have compensation, you are eligible to establish and make an annual tax-year contribution to a traditional IRA.

Roth IRA is an individual retirement account that allows nondeductible contributions but features tax-free withdrawals for certain distribution reasons after a five-year holding period. The term “tax-free” means free from federal income taxes.

Simplified Employee Pension (SEP) IRAsA SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP.No Annual Custodial Fees on IRAs. Fixed IRA CD Rates and Flexible IRA Savings.For more information about Individual Retirement Accounts (IRAs) call any of our Personal Bankers.Your investment is insured up to $250,000 per category of legal ownership by the FDIC.

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Accounts

Money Market Account

  • Available for both consumer and commercial customers
  • Minimum balance of $1,000.00 to avoid monthly service charge
  • Monthly service charge of $10.00 if account balance falls below minimum requirement
  • Checks and deposit slips at no cost
  • Monthly statement provided with images
  • Excess activity fee: $5.00 per withdrawal over six (6) per month**
  • Earn interest on 5 different tiers based on collected balance*
  • Avoid monthly service charge with Relationship Banking balance of $5,000.00

Health Savings Accounts****

$25 minimum deposit to open.

A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents. Call or see a Platte Valley Bank representative for eligibility and more information.Your investment is insured up to $250,000 per category of legal ownership by the FDIC.

Certificates of Deposit

$1,000.00 minimum deposit to open.

Platte Valley Bank pays competitive rates on CDs.*** Terms are available to meet your needs.Your investment is insured up to $250,000 per category of legal ownership by the FDIC. Call or see a Platte Valley Bank representative for more information.

Raymond James Investment

As independent professional advisors, we can offer you a personalized financial strategy, not a generic investment program. Your individual portfolio will be based on your unique situation, your attitudes, preferences, and goals. It will be designed to account for change, both in the market and in your circumstances, so that it can work with you and for you at every stage of your life.

Our approach to investing is straightforward: we focus on becoming your partner in building the future you desire. As we work together, our advisors will thoroughly explain the investment strategies recommended, so that you’ll be fully comfortable with all aspects of your investment program. Every decision we make will be focused on achieving the results you want. Our mission is to help our clients achieve financial independence through professional advice, sound risk management, quality investment products, and personal, efficient service. Call 1-308-635-7766 to speak to a Raymond James Investment associate.

Securities are offered through Raymond James Financial Services, Inc., member FINRAISIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other financial institution insurance or government agency; are not deposits or obligations of the financial institution; are not guaranteed by the financial institution; and are subject to risks, including the possible loss of principal.

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

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Happy Veterans Day to all of the brave men and women who served our country. We thank you for your dedication and sacrifice. ... See MoreSee Less

5 days ago

Happy Veterans Day to all of the brave men and women who served our country. We thank you for your dedication and sacrifice.

As a reminder, we will be closed on Monday, November 12th in honor of Veterans Day. ... See MoreSee Less

7 days ago

As a reminder, we will be closed on Monday, November 12th in honor of Veterans Day.

This year our Seasons of Giving program donated a combined $150,000 to 44 non-profits and helped touch hundreds of lives. Thank you to all of our local non-profits who make a difference.
To learn more about the Seasons of Giving program or to apply for 2019 funding, visit www.bankmvb.com/giving/
... See MoreSee Less

1 week ago

This year our Seasons of Giving program donated a combined $150,000 to 44 non-profits and helped touch hundreds of lives. Thank you to all of our local non-profits who make a difference.To learn more about the Seasons of Giving program or to apply for 2019 funding, visit https://www.bankmvb.com/giving/

 

Comment on Facebook

Christy Doyon maybe for CASA in Rio?

You are to be complimented. Good job. ch

Love ya bank!!

Happy Halloween from all of us at Mountain Valley Bank! ... See MoreSee Less

2 weeks ago

Happy Halloween from all of us at Mountain Valley Bank!Image attachment

 

Comment on Facebook

Love my bank!

Mark your calendars for the next Yampa Valley Sustainability Council free local Green Building Workshop "How to Build or Remodel for ZERO Energy Homes" on November 14th. We are proud to be a sponsor! See flyer for more details. ... See MoreSee Less

3 weeks ago

Mark your calendars for the next Yampa Valley Sustainability Council free local Green Building Workshop How to Build or Remodel for ZERO Energy Homes on November 14th. We are proud to be a sponsor! See flyer for more details.

Thanks to everyone that joined us for Customer Appreciation Day last week at our Walden location. We had a blast seeing lots of our favorite customers! ... See MoreSee Less

3 weeks ago

Come and join us for Digital Day in Meeker from 10-2 today!!! Let our eBanking experts give you a demo of our digital banking products and we will give you a Mountain Valley Bank pop socket. See you today in Meeker 10-2! ... See MoreSee Less

3 weeks ago

Come and join us for Digital Day in Meeker from 10-2 today!!!  Let our eBanking experts give you a demo of our digital banking products and we will give you a Mountain Valley Bank pop socket. See you today in Meeker 10-2!

 

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Very nice picture

Just a reminder to stop by Mountain Valley Bank in Meeker this Friday, October 26th for Digital Day! We will have eBanking experts demonstrating LIVE demonstrations of the mvbank2go mobile app, My Mobile Money and More! ... See MoreSee Less

3 weeks ago

Just a reminder to stop by Mountain Valley Bank in Meeker this Friday, October 26th for Digital Day! We will have eBanking experts demonstrating LIVE demonstrations of the mvbank2go mobile app, My Mobile Money and More!

It is never easy losing a loved one. All of us at Mountain Valley Bank in Hayden want to extend our hearts and thoughts to those who have lost loved ones over the last month. Shirts were made with a logo created by Hayden community member Leslie Hockaday to support the children that have lost their parent. Our community is strong, supportive and will come together during this difficult time. ... See MoreSee Less

1 month ago

It is never easy losing a loved one. All of us at Mountain Valley Bank in Hayden want to extend our hearts and thoughts to those who have lost loved ones over the last month. Shirts were made with a logo created by Hayden community member Leslie Hockaday to support the children that have lost their parent. Our community is strong, supportive and will come together during this difficult time.

 

Comment on Facebook

Love these gals!!

Good picture ladies

A huge shout out to ALL you ladys for what you have done . So amazing.

Love the logo Leslie and love these wonderful ladies . Thanks for all that you do for our community ❤️

Most credit to Tammi Girton Engle! She headed this project off 🙂

I love those shirts. Is it possible to purchase one??

Love will show us the way!

Thanks for you all and what you do.

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Commitment, budgeting and smart financial choices - great advice from those who struggled and triumphed over debt. Read more at bankmvb.com/how-i-ditched-debt-changing-habits-budgeting-for-a-baby/ ... See MoreSee Less

1 month ago

Commitment, budgeting and smart financial choices - great advice from those who struggled and triumphed over debt. Read more at https://bankmvb.com/how-i-ditched-debt-changing-habits-budgeting-for-a-baby/

As a reminder, all Mountain Valley Bank locations will be closed on Monday, October 8th in honor of Columbus Day. ... See MoreSee Less

1 month ago

As a reminder, all Mountain Valley Bank locations will be closed on Monday, October 8th in honor of Columbus Day.

October is breast cancer awareness month. The Mountain Valley Bank - Steamboat team is doing their part by raising awareness every Wednesday in October with Pink cookies, pink mints, message boards and of course - wearing our PINK!
All to support women in Routt and Moffatt Counties; those in treatment, the survivors and their families.
Please stop by and support the cause.
... See MoreSee Less

1 month ago

October is breast cancer awareness month.  The Mountain Valley Bank - Steamboat team is doing their part by raising awareness every Wednesday in October with Pink cookies, pink mints, message boards and of course - wearing our PINK!All to support women in Routt and Moffatt Counties; those in treatment, the survivors and their families.Please stop by and support the cause.

WREA is proud to sponsor Meeker's Fall Festival. It was a fun day that raised $$ for so many of Meeker's amazing groups. Congratulations to this year's WREA Fall Festival Community Grant Winners; The Meeker Education Foundation, The Meeker Chamber of Commerce, MACC and Meals on Wheels. And to the Buckaroo Grant Winners the RBC Historical Society, 4H Foundation, Girls Scouts & the RBC Livestock Judging. ... See MoreSee Less

1 month ago

... See MoreSee Less

1 month ago

Our Fall Festival at Town Park in Meeker is full of fun, food and games! Remember to stop by our tent for $5 worth of MVB tokens! The event is from 11am to 2 pm and we hope to see you there! ... See MoreSee Less

2 months ago

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 *The “collected balance” on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds which have been collected by us.

**During any statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or institution computer transfer, or by check, draft debit card or similar order to a third party. If you exceed the transfer limitation set forth in any statement period, your account will be subject to closure by the institution.

***Penalty for early withdrawal on CDs.

****Eligibility and transactions limited to IRS regulations

Securities offered through
RAYMOND JAMES
FINANCIAL SERVICES, INC.
Member FINRA / SIPC

NOT FDIC Insured
NOT GUARANTEED by the bank
Subject to risk and may lose value
Not a deposit
Not insured by any government agency
Raymond James is not affiliated with the financial institution or the investment center”