Home Loans
Mortgage Lending
GET THE MORTGAGE LOAN YOU NEED.
GET THE MORTGAGE LOAN YOU NEED.
Home Loans
From First-Time home buyers to building your dream home, Mountain Valley Bank has the loan type for you.
FIRST HOME BUYER
Our USDA/NIFA program is a long-term fixed rate loan for future homeowners that have not owned a home as their primary residence in the last three years. This popular program is an excellent way to purchase your first home.
VA LOANS
At Mountain Valley Bank, we are proud to offer loans to the VA. This easy qualifying loan is an outstanding program for Veterans, Active Military, National Guard, and Reservists. It features 100% financing on loans that are used to purchase a home.
IN HOUSE LOANS
Our flexible In-House Loans are tailored to your individual situation and features excellent rates and best of all they are serviced right in the bank by our highly experienced servicing staff.
SECONDARY MARKET LOANS
We maintain a network of secondary market sources that makes it possible for us to offer a vast array of specialized mortgage products with nationally competitive rates.
CONSTRUCTION LOANS
Building your dream home has never been easier! At Mountain Valley Bank, our experienced team will guide you step-by-step from acquiring the site to moving into the home you’ve always wanted.
HOME EQUITY LOANS
Whether you need money for college expenses, home improvements, a vacation, or any other purpose, a home equity loan may be the answer. And the interest may be tax deductible (consult your tax advisor)!
Use our mortgage calculator to estimate your monthly mortgage payment.
When working with the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only.
Your total monthly payment
Principal & Interest
Home insurance
Property taxes
HOME EQUITY LINE OF CREDIT APPLICATION
GET THE MORTGAGE LOAN YOU NEED.
GET THE MORTGAGE LOAN YOU NEED.
Steamboat Springs Curve Plaza - 970-870-6550
Steamboat Springs Wildhorse - 970-870-9990
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
Greeley - 970-351-8600
Fort Collins - 970-472-7900
24hr Telebanking - 877-275-2088
