877-870-6550 askmvb@bankmvb.com

Home Loans

Mortgage Lending

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GET THE MORTGAGE LOAN YOU NEED.
GET STARTED

Home Loans

From First-Time home buyers to building your dream home, Mountain Valley Bank has the loan type for you.

FIRST HOME BUYER

Our USDA/NIFA program is a long-term fixed rate loan for future homeowners that have not owned a home as their primary residence in the last three years. This popular program is an excellent way to purchase your first home.

VA LOANS

At Mountain Valley Bank, we are proud to offer loans to the VA. This easy qualifying loan is an outstanding program for Veterans, Active Military, National Guard, and Reservists. It features 100% financing on loans that are used to purchase a home.

IN HOUSE LOANS

Our flexible In-House Loans are tailored to your individual situation and features excellent rates and best of all they are serviced right in the bank by our highly experienced servicing staff.

SECONDARY MARKET LOANS

We maintain a network of secondary market sources that makes it possible for us to offer a vast array of specialized mortgage products with nationally competitive rates.

CONSTRUCTION LOANS

Building your dream home has never been easier! At Mountain Valley Bank, our experienced team will guide you step-by-step from acquiring the site to moving into the home you’ve always wanted.

HOME EQUITY LOANS

Whether you need money for college expenses, home improvements, a vacation, or any other purpose, a home equity loan may be the answer. And the interest may be tax deductible (consult your tax advisor)!

Use our mortgage calculator to estimate your monthly mortgage payment.

When working with the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only.

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HOME EQUITY LINE OF CREDIT APPLICATION

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GET THE MORTGAGE LOAN YOU NEED.
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GET THE MORTGAGE LOAN YOU NEED.
APPLY NOW

MOUNTAIN VALLEY BANK

Steamboat Springs Curve Plaza - 970-870-6550

Steamboat Springs Wildhorse - 970-870-9990

Meeker - 970-878-0103

Walden - 970-723-8221

Hayden - 970-276-9099

Greeley - 970-351-8600

Fort Collins - 970-472-7900

24hr Telebanking - 877-275-2088

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Effective July 1, 2020 our Funds Availability policy will be changed to the following: We are increasing the amount we make immediately available for withdrawal by checks not subject to same day availability from $200 to $225. In addition, the amount available for withdrawal on the second business day after the day of your deposit for large deposits, will increase from $5,000 to $5,525.