Consumer Loans

Experienced loan officers dedicated to providing you with the best service and support.

Consumer Loans

At Mountain Valley Bank, all of our personal loans are designed to meet the long term financial needs of our customers in the local communities we serve. We have loan products that can be customized for your individual financial needs and we have local, experienced loan officers dedicated to providing you with the best service and support.

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Customized loans to meet your individual financial needs

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Local decision making

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Personal contact with your own Consumer Lender

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Fast turn-around time

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Competitive rates

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Low or no closing costs

Loan Types

Personal Loans

Mountain Valley Bank Offers Competitive Rates, Fast Service and Terms To Meet Your Needs. Are you planning to buy a car or a truck, remodel your home, pay for a college education, or take a vacation? Whatever the reason, Mountain Valley Bank can help.

Applying for a personal installment loan is easy at Mountain Valley Bank. Approval for most personal loans takes 24 hours or less in most cases. Which means in no time at all you can have the money to meet your financial goals.

When you apply for a personal loan at Mountain Valley Bank, you can also apply for our payment protection service. It protects you and your family in case of loss of life, serious injury, or health problems. Ask your Mountain Valley Bank Consumer Lender for information about these important options.

Motor Vehicle Loan

At Mountain Valley Bank we know that when you need a loan time is of the essence. We are locally owned with decisions made right here at the bank. Our lenders are experienced, efficient individuals who are committed to our customers. We offer flexible financing to meet your needs. Stop by any Mountain Valley Bank location and see a consumer lender to get you in the vehicle of your dreams today!

Home Equity Loan

The IRS no longer allows interest deductions on consumer loans. That makes a home equity loan an especially attractive option. It is tax deductible* in most cases, and the interest rate on a home equity loan is generally lower than other kinds of loans.

*Consult a tax advisor regarding tax deductibility.

ONLINE CONSUMER LOAN APPLICATION.

ONLINE CONSUMER LOAN APPLICATION.

Home Equity Lines of Credit

Homeowners have a tax advantage when they choose Mountain Valley Bank’s Prime Equity Line. It’s one of the most convenient and affordable lines for credit available to homeowners today.

You’ll have a tax deductible* way to borrow the equity you have built up in your home. It gives you a line of credit that puts cash in your hands instantly to buy a new car, take a vacation, pay for college tuition, consolidate your bills or handle unexpected emergencies.

Once approved, the money is there when you need it. You can access your credit simply by writing a check. It’s that easy.

Interest is charged only on the unpaid balance of your credit line. The variable interest rate is lower than most personal installment loans, and interest payments are fully tax deductible* in most cases. That means you could save money on your taxes and lower your effective borrowing costs.

*Consult a tax advisor regarding tax deductibility.

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

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Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends. ... See MoreSee Less

9 hours ago

Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends.

 

Comment on Facebook

And this is why I have not changed banks to AZ. What a wonderful gesture Sherry Dunckley!! I love my bank and all my people! What a beautiful tribute to Chad.

Support Meeker's local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker! We'll have a variety of great food, vendors, games, prizes and fun! ... See MoreSee Less

3 days ago

Support Meekers local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker!  Well have a variety of great food, vendors, games, prizes and fun!

The 15th Annual Fall Festival will be held on Saturday, September 29th! As a reminder, non-profit and fundraising groups can reserve a booth today! New for 2018, participants can apply for a community grant by submitting a one-page essay entitled “Community” describing what your organization does to engage and support our community.

The essay deadline is 5 p.m. September 25th. Essay's can be emailed to tzbrown@wrea.org or delivered to Mountain Valley Bank in Meeker or White River Electric Association.
... See MoreSee Less

2 weeks ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend! ... See MoreSee Less

3 weeks ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend!

Thanks to everyone who participated in the 2018 Routt County Fair! We had a blast riding in the Lion’s Club Parade "Backroads and Best Friends" in downtown Hayden on Saturday! A special thanks to Terry Jost and his team who led the way! ... See MoreSee Less

4 weeks ago

Thanks to everyone who participated in the 2018 Routt County Fair! We had a blast riding in the Lion’s Club Parade Backroads and Best Friends in downtown Hayden on Saturday! A special thanks to Terry Jost and his team who led the way!

 

Comment on Facebook

Thank you for participating and your continued support of our fair! We can always count on a Mountain Valley Bank float!

So sorry to miss this opportunity! You know that I would have been in the middle of it all! Such good friends. Almost didn’t recognize Terry without one of those great Western shirts!!

It was so fun! And great to see all of you!😊

MVB Hayden associates showed off their "green thumbs" and won Grand Prize with their "Bank Fairy Garden." Congrats and good job to the other winners and participants during the 2018 Routt County Fair. ... See MoreSee Less

1 month ago

MVB Hayden associates showed off their green thumbs and won Grand  Prize with their Bank Fairy Garden. Congrats and good job to the other winners and participants during the 2018 Routt County Fair.

 

Comment on Facebook

Way to Hayden! Looks amazing!

Good job! It turned out great 😊

Love it!

Great job

Super cute!!!!

Cute!

+ View more comments

Thank you to everyone who attended our Tech Tuesday events this week at our Steamboat Springs and Hayden locations. We had a great time demonstrating some of our online products!
Pictured are MVB Hayden associates (left to right) Thalia Carbajal, Mandy Deckler and Alena Velasquez.
... See MoreSee Less

1 month ago

Thank you to everyone who attended our Tech Tuesday events this week at our Steamboat Springs and Hayden locations. We had a great time demonstrating some of our online products!
Pictured are MVB Hayden associates (left to right) Thalia Carbajal, Mandy Deckler and Alena Velasquez.

 

Comment on Facebook

Thanks! I learned a lot! You guys are the BEST 😊

Mountain Valley Bank was proud to be one of the hosts of the Parade of Homes in Steamboat Springs, Colorado on Saturday, August 11th. This event provides an opportunity to visit illustrious properties located throughout Steamboat Springs and is a fundraiser for the Colorado Group Realty Charitable Foundation.
Pictured is MVB associate Rebecca Gould at the Historic Crawford House in Steamboat.
... See MoreSee Less

1 month ago

Mountain Valley Bank was proud to be one of the hosts of the Parade of Homes in Steamboat Springs, Colorado on Saturday, August 11th. This event provides an opportunity to visit illustrious properties located throughout Steamboat Springs and is a fundraiser for the Colorado Group Realty Charitable Foundation.
Pictured is MVB associate Rebecca Gould at the Historic Crawford House in Steamboat.

At Mountain Valley Bank, we feel that YOU should have control of YOUR account. With the My Mobile Money App, you can turn your debit card off and on with the swipe of a finger! Talk to a Personal Banker for details. ... See MoreSee Less

2 months ago

At Mountain Valley Bank, we feel that YOU should have control of YOUR account. With the My Mobile Money App, you can turn your debit card off and on with the swipe of a finger! Talk to a Personal Banker for details.

EStatements with Mountain Valley Bank are Secure, Free, Simple, Fast and GREEN! Talk to a Personal Banker for more details! ... See MoreSee Less

2 months ago

EStatements with Mountain Valley Bank are Secure, Free, Simple, Fast and GREEN! Talk to a Personal Banker for more details!
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