Consumer Loans
Experienced loan officers dedicated to providing you with the best service and support.
Loan Types
Personal Loans
Applying for a personal installment loan is easy at Mountain Valley Bank. Approval for most personal loans takes 24 hours or less in most cases. Which means in no time at all you can have the money to meet your financial goals.
When you apply for a personal loan at Mountain Valley Bank, you can also apply for our payment protection service. It protects you and your family in case of loss of life, serious injury, or health problems. Ask your Mountain Valley Bank Consumer Lender for information about these important options.
Motor Vehicle Loan
Home Equity Loan
*Consult a tax advisor regarding tax deductibility.
Home Equity Lines of Credit
Homeowners have a tax advantage when they choose Mountain Valley Bank’s Prime Equity Line. It’s one of the most convenient and affordable lines for credit available to homeowners today.
You’ll have a tax deductible* way to borrow the equity you have built up in your home. It gives you a line of credit that puts cash in your hands instantly to buy a new car, take a vacation, pay for college tuition, consolidate your bills or handle unexpected emergencies.
Once approved, the money is there when you need it. You can access your credit simply by writing a check. It’s that easy.
Interest is charged only on the unpaid balance of your credit line. The variable interest rate is lower than most personal installment loans, and interest payments are fully tax deductible* in most cases. That means you could save money on your taxes and lower your effective borrowing costs.
*Consult a tax advisor regarding tax deductibility.
Steamboat Springs Curve Plaza - 970-870-6550
Steamboat Springs Wildhorse - 970-870-9990
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
Greeley - 970-351-8600
Fort Collins - 970-472-7900
24hr Telebanking - 877-275-2088
