Commercial Banking Services
Mountain Valley Bank delivers solutions to fit your business needs.
Services Available with Every Checking Plan
FREE Digital Banking
FREE Mobile Banking
FREE VISA Debit Card
Business Benefit Checking
Mountain Valley Bank’s Business Benefit Checking is available to the following entities: not-for-profit organizations, not-for-profit corporations, not-for-profit associations, and personally owned businesses such as a sole proprietorship. A personally owned business that is identified as a limited liability company, corporation, or partnership entity is not eligible for this account.
- Minimum balance of $250.00
- Monthly service charge of $11.00 if account balance falls below minimum requirement. Monthly eStatement provided.**
- Earn interest on collected balances *** based on three tiers
- Tier 1: $1,000.00 – $9,999.99
- Tier 2: $10,000.00 – $24,999.99
- Tier 3: $25,000.00 or more
- Unlimited check writing
- No per check charge
Business account application
Please return to firstname.lastname@example.org
Business Plus Checking
Mountain Valley Bank’s Business Plus Checking is a non-interest bearing account designed for businesses and non-profits with moderate checking needs. This account is not recommended for customers with significant account activity.
- Placed automatically into tiered pricing matrix monthly based on number of transactions and deposited items. Connect with a personal banker about Tier requirements
- Monthly maintenance charge waived if the required minimum balance of tier is met based on average monthly balance. ****
- Monthly statement proivded with images
- Excessive activity fee: $0.25 per item for transactions/deposits that exceed Tier III monthly limits
Business Premium Checking
*All transactions at Mountain Valley Bank ATMs are free. Foreign transaction surcharge fees at ATMs not owned by Mountain Valley Bank will be reimbursed by us and deposited to your account.
** Additional $3.00 monthly charge for paper statements.
***The “collected balance” on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds that have been collected by us.
****The average monthly balance takes into consideration your full month’s deposits, even if your account falls below the minimum balance for the part of the month.
Steamboat Springs Curve Plaza - 970-870-6550
Steamboat Springs Wildhorse - 970-870-9990
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088
a division of Mountain Valley Bank
Greeley - 970-351-8600
Fort Collins - 970-472-7900
Effective July 1, 2020 our Funds Availability policy will be changed to the following: We are increasing the amount we make immediately available for withdrawal by checks not subject to same day availability from $200 to $225. In addition, the amount available for withdrawal on the second business day after the day of your deposit for large deposits, will increase from $5,000 to $5,525.