Our Privacy Statement

WHAT DOES MOUNTAIN VALLEY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service
you have with us. This information can include:

Social Security number and income
Account balances and payment history
Credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; Mountain Valley Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Mountain Valley Bank share?

Can You limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

N

Yes

M

No

For our marketing purposes – to offer our products and services to you.

M

No

L

We Dont Share

For joint marketing with other financial companies

M

No

L

We Dont Share

For our affiliates’ everyday business purposes – information about your transactions and experiences.

N

Yes

M

No

For our affiliates’ everyday business purposes – information about your creditworthiness

N

Yes

N

Yes

For our affiliates to market to you

N

Yes

N

Yes

For nonaffiliates to market to you

M

No

L

We Dont Share

To limit our sharing

Call (888)632-7004 or (308)632-7004 in NE, (800)777-8999 or (307)532-2111 in WY and (877)870-6550 in CO

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call (888)632-7004 or (308)632-7004 in NE, (800)777-8999 or (307)532-2111 in WY and (877)870-6550 in CO Or go to: https://www.bankmvb.com/ or https://www.pvbank.com/

Who we are

Who is providing this notice?

Mountain Valley Bank

What we do

How does Mountain Valley Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to this information to those employees who need to know this information about you to provide products and services to you.

How does Mountain Valley Bank collect my personal information?

We collect your personal information, for example, when you

Open an account or deposit money
Apply for a loan or apply for financing
Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Your choices will apply to everyone on your account.

Our affiliates include Platte Valley Bank – Nebraska; Platte Valley Bank – Wyoming; Platte Valley Investment Center, Inc.; J.G. Elliott Insurance Center; and C.H. Brown Co. LLC. See additional information below.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies

Mountain Valley Bank does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Mountain Valley Bank does not jointly market

Affiliates of Platte Valley Companies & Mountain Valley Bank include the following:

Platte Valley Bank – Scottsbluff, Gering, Morrill, Minatare & Bridgeport, NE; Platte Valley Bank – Torrington, Wheatland, Casper & Cheyenne, WY; Platte Valley Investment Center, Inc. – Scottsbluff, NE; J.G. Elliott Insurance Center – Scottsbluff, NE, Torrington & Wheatland, WY; C.H. Brown Co. LLC -Wheatland, WY

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

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