Consumer Checking Accounts

Four checking accounts to choose from

PERSONAL CHECKING

Mountain Valley Bank has four Personal Checking Accounts for you to choose from designed with your lifestyle in mind. At Mountain Valley Bank, each qualified deposit is insured up to $250,000 by the FDIC.

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Unlimited Check writing

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FREE online bill pay

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No per check charge

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FREE eStatements

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FREE NetBANKING

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FREE ATMs anywhere*

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FREE mobile banking

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FREE Checks & Debit Card

Relationship Banking

Your relationship with Mountain Valley Bank is important to us, so we created Relationship Banking to show you just how much we value your business.

When you are the primary account holder and hold a certain qualified balance in any of the following accounts at Mountain Valley Bank, it can mean extra benefits for you:

  • Any checking account
  • Any savings account
  • Money Market account
  • Any Platte Valley Bank Trust Service
  • Any investments through Platte Valley Investment Center, Inc., Raymond James Financial Services, Inc. in Scottsbluff, NE (These funds are not FDIC insured, not guaranteed by Platte Valley Bank, and are subject to risk and may lose value.)

GET THE MORTGAGE LOANS YOU NEED.

GET THE MORTGAGE LOANS YOU NEED.

Checking Types

Value Checking

  • No minimum balance
  • No monthly service charge
  • Monthly statement provided without check images, or go green with eStatements

Advantage Checking

  • Minimum balance of $200.00
  • Service Charge of $14.00 if account balance falls under minimum requirement
  • Earn Interest on collected balance above $500.00**
  • Monthly statement provided with images

Optimum Checking

  • Minimum balance of $1,000.00
  • Service charge of $12.00 if account balance falls under the minimum requirement
  • Avoid service charge with Relationship Banking*** balance of $5,000.00
  • Earn interest based on three tiers of collected balance**
  • Monthly statement provided with images

Prime Checking

  • For those customers age 50+
  • Service charge of $7.00
  • Avoid service charge with Relationship Banking*** balance of $10,000.00
  • Earn interest on collected blance**
  • Monthly statement provided with images
  • FREE checks
  • One signature travelers cheques, no fee
  • Cashiers checks – 3 per month at no charge

* All transactions at Mountain Valley Bank ATMs are free. Foreign transaction surcharge fees at ATMs not owned by Mountain Valley Bank will be reimbursed by us and deposited to your account.

** The “collected balance” on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds that have been collected by us.

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

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