Consumer Checking Accounts

Four checking accounts to choose from

PERSONAL CHECKING

Mountain Valley Bank has four Personal Checking Accounts for you to choose from designed with your lifestyle in mind. At Mountain Valley Bank, each qualified deposit is insured up to $250,000 by the FDIC.

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Unlimited Check writing

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FREE online bill pay

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No per check charge

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FREE eStatements

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FREE NetBANKING

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FREE ATMs anywhere*

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FREE mobile banking

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FREE Checks & Debit Card

Relationship Banking

Your relationship with Mountain Valley Bank is important to us, so we created Relationship Banking to show you just how much we value your business.

When you are the primary account holder and hold a certain qualified balance in any of the following accounts at Mountain Valley Bank, it can mean extra benefits for you:

  • Any checking account
  • Any savings account
  • Money Market account
  • Any Platte Valley Bank Trust Service
  • Any investments through Platte Valley Investment Center, Inc., Raymond James Financial Services, Inc. in Scottsbluff, NE (These funds are not FDIC insured, not guaranteed by Platte Valley Bank, and are subject to risk and may lose value.)

GET THE MORTGAGE LOANS YOU NEED.

GET THE MORTGAGE LOANS YOU NEED.

Checking Types

Value Checking

  • No minimum balance
  • No monthly service charge
  • Monthly statement provided without check images, or go green with eStatements

Advantage Checking

  • Minimum balance of $200.00
  • Service Charge of $14.00 if account balance falls under minimum requirement
  • Earn Interest on collected balance above $500.00**
  • Monthly statement provided with images

Optimum Checking

  • Minimum balance of $1,000.00
  • Service charge of $12.00 if account balance falls under the minimum requirement
  • Avoid service charge with Relationship Banking*** balance of $5,000.00
  • Earn interest based on three tiers of collected balance**
  • Monthly statement provided with images

Prime Checking

  • For those customers age 50+
  • Service charge of $7.00
  • Avoid service charge with Relationship Banking*** balance of $10,000.00
  • Earn interest on collected balance**
  • Monthly statement provided with images
  • FREE checks
  • One signature travelers cheques, no fee
  • Cashiers checks – 3 per month at no charge

* All transactions at Mountain Valley Bank ATMs are free. Foreign transaction surcharge fees at ATMs not owned by Mountain Valley Bank will be reimbursed by us and deposited to your account.

** The “collected balance” on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds that have been collected by us.

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

FOLLOW US

Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends. ... See MoreSee Less

9 hours ago

Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends.

 

Comment on Facebook

And this is why I have not changed banks to AZ. What a wonderful gesture Sherry Dunckley!! I love my bank and all my people! What a beautiful tribute to Chad.

Support Meeker's local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker! We'll have a variety of great food, vendors, games, prizes and fun! ... See MoreSee Less

3 days ago

Support Meekers local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker!  Well have a variety of great food, vendors, games, prizes and fun!

The 15th Annual Fall Festival will be held on Saturday, September 29th! As a reminder, non-profit and fundraising groups can reserve a booth today! New for 2018, participants can apply for a community grant by submitting a one-page essay entitled “Community” describing what your organization does to engage and support our community.

The essay deadline is 5 p.m. September 25th. Essay's can be emailed to tzbrown@wrea.org or delivered to Mountain Valley Bank in Meeker or White River Electric Association.
... See MoreSee Less

2 weeks ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend! ... See MoreSee Less

3 weeks ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend!

Thanks to everyone who participated in the 2018 Routt County Fair! We had a blast riding in the Lion’s Club Parade "Backroads and Best Friends" in downtown Hayden on Saturday! A special thanks to Terry Jost and his team who led the way! ... See MoreSee Less

4 weeks ago

Thanks to everyone who participated in the 2018 Routt County Fair! We had a blast riding in the Lion’s Club Parade Backroads and Best Friends in downtown Hayden on Saturday! A special thanks to Terry Jost and his team who led the way!

 

Comment on Facebook

Thank you for participating and your continued support of our fair! We can always count on a Mountain Valley Bank float!

So sorry to miss this opportunity! You know that I would have been in the middle of it all! Such good friends. Almost didn’t recognize Terry without one of those great Western shirts!!

It was so fun! And great to see all of you!😊

MVB Hayden associates showed off their "green thumbs" and won Grand Prize with their "Bank Fairy Garden." Congrats and good job to the other winners and participants during the 2018 Routt County Fair. ... See MoreSee Less

1 month ago

MVB Hayden associates showed off their green thumbs and won Grand  Prize with their Bank Fairy Garden. Congrats and good job to the other winners and participants during the 2018 Routt County Fair.

 

Comment on Facebook

Way to Hayden! Looks amazing!

Good job! It turned out great 😊

Love it!

Great job

Super cute!!!!

Cute!

+ View more comments

Thank you to everyone who attended our Tech Tuesday events this week at our Steamboat Springs and Hayden locations. We had a great time demonstrating some of our online products!
Pictured are MVB Hayden associates (left to right) Thalia Carbajal, Mandy Deckler and Alena Velasquez.
... See MoreSee Less

1 month ago

Thank you to everyone who attended our Tech Tuesday events this week at our Steamboat Springs and Hayden locations. We had a great time demonstrating some of our online products!
Pictured are MVB Hayden associates (left to right) Thalia Carbajal, Mandy Deckler and Alena Velasquez.

 

Comment on Facebook

Thanks! I learned a lot! You guys are the BEST 😊

Mountain Valley Bank was proud to be one of the hosts of the Parade of Homes in Steamboat Springs, Colorado on Saturday, August 11th. This event provides an opportunity to visit illustrious properties located throughout Steamboat Springs and is a fundraiser for the Colorado Group Realty Charitable Foundation.
Pictured is MVB associate Rebecca Gould at the Historic Crawford House in Steamboat.
... See MoreSee Less

1 month ago

Mountain Valley Bank was proud to be one of the hosts of the Parade of Homes in Steamboat Springs, Colorado on Saturday, August 11th. This event provides an opportunity to visit illustrious properties located throughout Steamboat Springs and is a fundraiser for the Colorado Group Realty Charitable Foundation.
Pictured is MVB associate Rebecca Gould at the Historic Crawford House in Steamboat.

At Mountain Valley Bank, we feel that YOU should have control of YOUR account. With the My Mobile Money App, you can turn your debit card off and on with the swipe of a finger! Talk to a Personal Banker for details. ... See MoreSee Less

2 months ago

At Mountain Valley Bank, we feel that YOU should have control of YOUR account. With the My Mobile Money App, you can turn your debit card off and on with the swipe of a finger! Talk to a Personal Banker for details.

EStatements with Mountain Valley Bank are Secure, Free, Simple, Fast and GREEN! Talk to a Personal Banker for more details! ... See MoreSee Less

2 months ago

EStatements with Mountain Valley Bank are Secure, Free, Simple, Fast and GREEN! Talk to a Personal Banker for more details!
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