Consumer Checking Accounts

Four checking accounts to choose from

PERSONAL CHECKING

Mountain Valley Bank has four Personal Checking Accounts for you to choose from designed with your lifestyle in mind. At Mountain Valley Bank, each qualified deposit is insured up to $250,000 by the FDIC.

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Unlimited Check writing

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FREE online bill pay

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No per check charge

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FREE eStatements

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FREE NetBANKING

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FREE ATMs anywhere*

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FREE mobile banking

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FREE Checks & Debit Card

Relationship Banking****

Your relationship with Mountain Valley Bank is important to us, so we created Relationship Banking to show you just how much we value your business.

When you are the primary account holder and hold a certain qualified balance in any of the following accounts at Mountain Valley Bank, it can mean extra benefits for you:

  • Any checking account
  • Any savings account
  • Money Market account
  • Any Platte Valley Bank Trust Service
  • Any investments through Platte Valley Investment Center, Inc., Raymond James Financial Services, Inc. in Scottsbluff, NE (These funds are not FDIC insured, not guaranteed by Platte Valley Bank, and are subject to risk and may lose value.)

GET THE MORTGAGE LOANS YOU NEED.

GET THE MORTGAGE LOANS YOU NEED.

Checking Types

Value Checking

No minimum balance.

No monthly service charge with eStatement.

Monthly statement provided without check images.**

Advantage Checking

Minimum balance of $500.00 or direct deposit of $1,500.00 or more per month to avoid monthly service charge.

Service Charge of $14.00 if account balance falls under minimum requirement. Discounted monthly service charge of $11.00 if receiving eStatement.

Earn Interest on collected balance above $500.00.***

Optimum Checking

Minimum balance of $1,000.00 or $1,500.oo or more monthly direct deposit to avoid monthly service charge.

Service charge of $12.00 if account balance falls under the minimum requirement. Discounted monthly service charge of $9.00 if receiving eStatement.

Avoid service charge with Relationship Banking**** balance of $5,000.00.

Earn interest based on three tiers of collected balance.***

         Tier 1: $1,000.00 – $9,999.99

         Tier 2: $10,000.00 – $24,999.99

         Tier 3: $25,000.00 or more

Monthly statement provided with images.

Prime Checking

For those customers age 50+.

Monthly service charge of $7.00. Discounted monthly service charge of $4.00 if receiving eStatement.

Avoid service charge with Relationship Banking**** balance of $10,000.00.

Earn interest on collected balance.***

Monthly statement provided with images.

FREE checks.

Direct deposits of $1,500.00 or more per month to avoid monthly service charge.

Cashiers checks – 3 per month at no charge.

* All transactions at Mountain Valley Bank ATMs are free. Foreign transaction surcharge fees at ATMs not owned by Mountain Valley Bank will be reimbursed by us and deposited to your account.

** $3.00 monthly charge for paper statements.

*** The “collected balance” on account is derived after all transactions have been posted to the account. The collected balance reflects only those funds that have been collected by us.

 

MOUNTAIN VALLEY BANK

Steamboat Springs Curve Plaza - 970-870-6550
Steamboat Spring Wildhorse - 970-870-9990
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

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