by Mountain Valley Bank | Mar 1, 2019 | Financial Literacy
When customers walk into their community bank they are met with a friendly face, greeting and a smile. Once the transaction is complete, the customer is going about the day perhaps not realizing what supporting a community bank really means… The Federal Deposit...
by Mountain Valley Bank | Feb 15, 2019 | Financial Literacy
Most people would be better off not having mortgages in retirement. Relatively few will get any tax benefit from this debt, and the payments can get more difficult to manage on fixed incomes. But retiring a mortgage before you retire isn’t always possible. Financial...
by Mountain Valley Bank | Feb 1, 2019 | Financial Literacy
If you’re getting a divorce, it pays to keep quiet on social media, says New York divorce attorney Jacqueline Newman. Trashing a soon-to-be ex or boasting about your great new life can complicate divorce negotiations. One client’s husband, for example, insisted he...
by Mountain Valley Bank | Jan 18, 2019 | Financial Literacy
Most financial to-do lists focus on what you need to get done by Dec. 31, but there’s also a brief window early in the new year to save yourself some significant cash. Here are three tasks to consider doing now: 1. Avoid tax penalties If you live in a high-tax area,...
by Mountain Valley Bank | Jan 2, 2019 | Financial Literacy
My wife and I once tried wearing cat and dog masks to talk about money. Our previous attempt to make a budget ended in shouts and pointed fingers, and I thought this might help tame our hair-trigger emotions. Instead, it sparked another disagreement over spending. “I...
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