The tallest hurdle to buying your first home will be saving for the down payment. To avoid having to purchase private mortgage insurance, you’ll likely need to put down at least 20% of the purchase price, which will probably mean tens of thousands of dollars. As a...
As the summer season approaches, many homeowners get the “itch” to kick off home improvement projects. Before you pick paint colors and start tearing out flooring, perhaps you should take into consideration which home improvement projects offer the best resale value...
You signed the papers, got the keys and opened the front door. Now, that quaint little place is all yours. But more freedom comes with more responsibility. A lot changes once you’re a homeowner. Here’s how to prepare for a few of the adjustments — emotionally and...
Every day, scam artists are at work targeting millions of people in an attempt to steal money or confidential banking information. This is alarming to think about, but you are protected through Mountain Valley Bank. We are here to help you with any transactions you...
When customers walk into their community bank they are met with a friendly face, greeting and a smile. Once the transaction is complete, the customer is going about the day perhaps not realizing what supporting a community bank really means… The Federal Deposit...
Most people would be better off not having mortgages in retirement. Relatively few will get any tax benefit from this debt, and the payments can get more difficult to manage on fixed incomes. But retiring a mortgage before you retire isn’t always possible. Financial...
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